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Tuesday, April 16, 2024

At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules, including the possibility that federal estate and gift tax exemption levels will revert to...

Tuesday, April 2, 2024

Give your children the gift of financial literacy. They’ll thank you later! As a parent, you are well aware of your responsibility in helping your children grow up happy and healthy. Once they enter their teen years, the pressure can...

Tuesday, March 26, 2024

As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they should tweak their portfolios or sit tight...

Tuesday, March 12, 2024

Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities choose to establish a special needs trust. This can help provide...

Monday, February 12, 2024

Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...

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Tuesday, February 6, 2024

In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...

Tuesday, January 23, 2024

It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...

Tuesday, January 9, 2024

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Tuesday, September 26, 2023

While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...

Tuesday, September 12, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Tuesday, September 5, 2023

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...

Tuesday, August 22, 2023

As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...

Monday, August 7, 2023

You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...

Tuesday, August 1, 2023

Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA).The Department of Education is calling it the “most...

Tuesday, July 25, 2023

IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...

Tuesday, July 11, 2023

Changes to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of...

Wednesday, September 8, 2021

In 2017, Congress signed a tax reform bill called the Tax Cuts and Jobs Act. This new law offers significant changes to taxes as we’ve known them, but these changes are only effective for a finite period of time (2018 –...

Wednesday, September 8, 2021

Part 1 of our Tax Reform article series discussed how to bunch deductions to get the most from your Schedule A Itemized Deductions considering the changes to the standard deduction and Schedule A deduction limitations imposed by the...

Wednesday, September 8, 2021

Part 1 of our Tax Reform article series discussed how to bunch deductions to get the most from your Schedule A Itemized Deductions in light of the changes to the standard deduction and Schedule A deduction limitations imposed by the...

Wednesday, September 8, 2021

As a daughter, sister, wife, mother and aunt, I, like many of you, fill many roles as a woman. While there have been significant improvements to the gender gap in the workplace, statistics show that women are still at risk of not...

Wednesday, September 8, 2021

“What? You’re retiring?” Name: Kate Age: 54 Profession: Newspaper columnist Status: Working part-time Receiving the sudden news from an employer that you are going to be let go for early retirement is difficult for...

Wednesday, September 8, 2021

Your parents love your children, their grandchildren. They want their grandchildren to remember them after they are gone. And they may want to help reduce some future financial burden for you. In a lightbulb moment, grandma and grandpa...

Wednesday, September 8, 2021

I have a few people in my family that call me Lars…although my given name is Lori. It’s an endearing nickname I’ve grown to love. Love is a funny thing. We may show our love to those around us in traditional...

Wednesday, September 8, 2021

Retirement is in your future … somewhere, out there. Commercials tout “knowing your number”. What number are they talking about? “Your number” is the amount of money you need to have in investments and...

Wednesday, September 8, 2021

We are all familiar with the term “triple threat”. It most often refers to an athlete or performer who excels in three areas. For example, a performer would be considered a triple threat if they could sing, dance and act....

Thursday, July 16, 2020

Recently, I was talking to a friend and she mentioned she had joined an exercise boot camp that had just opened up nearby. She invited me to join her for a free class…after all, I had nothing to lose. In the subsequent days, I...

Tuesday, June 2, 2020

As investors, we hope to find ourselves making good decisions the majority of the time. However, we may sometimes make bad financial decisions based on what we believe to be true. Just because you read it online or hear it from a...

Friday, May 15, 2020

If you are retired and older than age 70 ½, you should be familiar with Required Minimum Distributions, simply called RMDs. In late 2019, Congress passed the SECURE Act which resulted in new RMD rules that went into effect on...

Friday, February 14, 2020

At the very end of December 2019 Congress, with bipartisan support, signed into law the SECURE Act (The Setting Every Community Up for Retirement Enhancement Act of 2019). The SECURE Act represents the most significant changes to...

Thursday, January 16, 2020

We’ve heard it before. The age-old adage for investment success is to Buy Low and Sell High. Warren Buffet says it this way, “Be fearful when others are greedy and greedy when others are fearful.” On an intellectual...

Monday, November 18, 2019

Ida May Fuller of Ludlow, Vermont, received the first monthly Social Security check on January 31, 1940. She received $22.54, according to the Social Security Administration. She was 65 years old at the time. She received benefits...